Credit Suite Blog

Get current information on getting credit and loans to grow your business

CLICK HERE TO LEARN MORE

Get a Business Visa Credit Card and Dominate Your Competition!

Published By Janet Gershen-Siegel at February 10th, 2019

Get Your Business Visa Credit Card Today – Long Before Your Competitors Do!

Do you want a business Visa credit card? We did the digging so you won’t have to! We also found several great selections with exceptional perks. So be sure to check in case any of those end up being a better deal for you. We examined a ton of corporate credit cards; here are our favorites.

Per the SBA, small business credit card limits are 10 – 100 times those of personal cards! This shows you can get a lot more cash with small business credit.

And this also means you can have personal charge cards at retail stores. So you can now have a second card at the same retail stores for your business.

And you will not have to provide collateral, cash flow, or financial information to get business credit.

Business Visa Credit Card Advantages

Perks vary, so be sure to select the perk you prefer from this collection of choices.

Business Visa Credit Card with 0% APR

For a 0% APR time frame, we like the Ink Business Cash ℠ Credit Card. You pay no yearly cost. It’s got an interest-free period. It has versatile cash-back rewards. There are spending limits for employees. But you will need to have a credit score of 690 or higher.

Get it here: https://creditcards.chase.com/credit-cards/small-business/ink-cash

Business Visa Credit Card for Fair Credit

For Fair Credit, we like the Capital One Spark Classic for Business. It has no annual fee. There are cash-back rewards. But you will need a credit score of 690 or higher.

BUT KEEP IN MIND: the standard APR is 23.99% variable APR.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

323620 CTA 3 12BCredCL 111618 1 - Get a Business Visa Credit Card and Dominate Your Competition!

Check out our professional research and score the best business credit cards for your business.

Business Visa Credit Card for Travel Points

Take a look at the Ink Business Preferred Card from Chase. Get 80,000 bonus points once you spend $5,000 on purchases in the first three months from account opening.

Earn three points for each dollar on the first $150,000 spent. So this is for combined purchases on travel, shipping purchases, and internet. And it’s also on cable and phone, advertising purchases made with social media sites and search engines. So this is for each account anniversary year.

Earn one point for each dollar on all of the other purchases. There is no limit to the amount you can earn.

Get it here: https://creditcards.chase.com/credit-cards/small-business/ink-business-preferred

Low APR/Balance Transfers Business Visa Credit Card

For Low APR/Balance Transfers Business Credit Cards, we like the U.S. Bank Business Edge Platinum. You begin with twelve months of 0% APR financing on new purchases and balance transfers. There is a 3% balance transfer cost.

After that, the purchase APR is a variable 10.49% – 18.49%. So this depends on creditworthiness. But there is no yearly fee. This card is only on offer to people with great or superb credit. However, there is no rewards program for purchases.

Get it here: https://www.usbankedge.com/credit/business-edge-platinum.do

Business Visa Credit Card for Cash Back

Check out the Spark Cash Select from Capital One. You will get 1.5% cash back on all purchases, without limits. New cardholders can also get a $200 cash bonus once they spend $3,000 on new purchases within three months of account opening.

New customers also get initial APR of 0% on purchases for nine months. There is no annual fee.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-cash-select/

More Options

Of course it’s possible that what you think is the best business Visa credit card could be bested by another provider’s card.

So here are more of our choices. These cards all come from MasterCard and American Express.

Company Credit Cards with 0% APR

For an introductory 0% APR time period, we prefer the Blue Business ℠ Plus Credit Card from American Express. It has an introductory 0% APR for 15 Months.

Also, you can earn twice the points on everyday business purchases up to an annual cap. The normal APR is 12.24% – 20.24% (variable).

Get it here: https://creditcard.americanexpress.com/blue/

323620 CTA 3 12BCredCL 111618 1 - Get a Business Visa Credit Card and Dominate Your Competition!

Check out our professional research and score the best business credit cards for your business.

Small Business Credit Cards for Travel Points

For Travel Points, we like the Gold Delta SkyMiles Business Credit Card from American Express. Get 30,000 bonus miles after you make $1,000 in purchases on your new card during your first three months. Terms and limitations apply.

In addition earn a $50 statement credit after you make a Delta purchase with your card in your first three months. Earn two miles per dollar spent on purchases made straight with Delta. Earn one mile per qualified dollar spent on purchases.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/gold-delta-skymiles/44279

Business Platinum from American Express

Check out the Business Platinum Card from American Express. Travel benefits including access to these airport lounge networks:

  • Priority Pass Select
  • Delta SkyClubs
  • American Express Centurion Lounges

You also receive Gold Status when you sign up for the Starwood Preferred Guest program. There is also a $200 yearly air travel fee credit.

There is a $100 credit towards the Global Entry application fee, which includes access to TSA PreCheck program. And you also get one point per dollar spent on the majority of purchases.

Also, you get one and a half times the points on charges of $5,000 or more on qualifying purchases. However, this is up to one million additional points annually.

Get five points per dollar spent purchasing flights and prepaid hotels from the American Express Travel site.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-platinum/44279

Low APR/Balance Transfers Business Credit Cards

Have a look at the Blue Business Plus Credit Card from American Express. It has a 15-month introductory 0% APR offer. There is no yearly fee.

Right now corporations can earn double points on the initial $50,000 in purchases every year.

Get it here: https://creditcard.americanexpress.com/blue/

323620 CTA 3 12BCredCL 111618 1 - Get a Business Visa Credit Card and Dominate Your Competition!

Check out our professional research and score the best business credit cards for your business.

Credit Builder Small Business Credit Cards

Check out the Wells Fargo Business Secured Credit Card. It enables cardholders to secure a credit limit of $500 – $25,000. The amount available is the same as the amount of funding you furnish to secure the line.

Your purchase APR rate can be as low as a variable 13.15%. The annual fee is $25. The more cards you have, the more expensive your yearly fee will be.

This card lets small business owners with substandard personal credit to get a card to make purchases and establish business credit.

However, the card will only report to the personal credit agencies if you default or are behind on payments.

Get it here: https://www.wellsfargo.com/biz/business-credit/credit-cards/secured-card/

Cards for Cash Back

GreatestBusinessCreditCards 1 - Get a Business Visa Credit Card and Dominate Your Competition!Consider the SimplyCash Plus Business Credit Card from American Express. So you can earn as much as $400 cash back. Get a $200 statement credit after spending $5,000.

Also, get 5% cash back at US office supply stores and on wireless phone services purchased from US service providers. However, this applies to first $50,000 of annual spending.

You also get 3% cash back on the spending category of your choice. So this is from eight distinct categories. They include air travel, gas, advertising and computer purchases. However, it applies to the first $50,000 of annual spending.

In addition you get 1% cash back on all other purchases.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/simply-cash-plus-business-credit-card/44279

Bank of America Business Advantage Cash Rewards MasterCard

Also, take a look at the Bank of America Business Advantage Cash Rewards MasterCard Credit Card. With it, you can earn a $200 statement credit after $500 in purchases within 60 days of account opening.

You also get 3% cash back on purchases at gas stations and office supply stores. However, this is as much as $250,000 annually.

Also, you get 2% cash back on purchases at eateries, and 1% cash back on all purchases. There is no yearly fee. It is available to applicants with excellent credit.

However, you can only redeem your cash back in $25 increments.

Get it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/cash-rewards-business-credit-card/

Cards for Rewards

Check out the Business Gold Rewards Card from American Express OPEN. So you can earn 50,000 Membership Rewards points after $5,000 in purchases on the card during first three months.

Also, you get three points on your choice of five categories. In addition, get two times the points on the remaining categories. Also, get one point per dollar on all other purchases.

It has a $0 yearly fee for the first year. However, then your annual fee goes up to $175.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-gold-rewards

Business Platinum Card from American Express OPEN

Also, check out the Business Platinum ® Card from American Express OPEN. So you can earn as many as 75,000 Membership Rewards points at the time of account opening.

Also earn 50,000 Membership Rewards points after spending $10,000. In addition, get 25,000 more points after spending an additional $10,000 all on qualified purchases during the initial three months.

Also you can get five times the Membership Rewards points on flights and prepaid hotels on amextravel.com. However, it has a $450 annual fee.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-platinum/44279

Your Best Business Visa Credit Card

Your best business Visa credit card hinges on your credit history and scores. Just you can figure out which features you want and need. So be sure to do your due diligence.

And, as always, make sure to build credit in the recommended order for the optimum, fastest benefits.

Check out how this will help your company get a business Visa credit card and more.

Leave a Reply

Your email address will not be published. Required fields are marked *