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Incredible! All Business Credit Cards are Not the Same

Published By Janet Gershen-Siegel at November 24th, 2017

Marvelous! All Business Credit Cards Can Be Yours

We checked out just about all business credit cards. We did the research for you. So here are our favorites.

According to the SBA, company credit card limits are a whopping 10 – 100 times those of personal cards!

This means you can get a lot more money with company credit. And this also means you can have personal charge cards at shops. So you would now have an alternate card at the same stores for your small business.

And you won’t have to put up collateral, cash flow, or financials in order to get business credit.

Advantages

Features vary, so make sure to pick the reward you prefer from this array of options.

All Business Credit Cards with 0% APR – Pay Zero!

For a 0% APR time frame, we like the Ink Business Cash ℠ Credit Card. Also, you pay no yearly fee. It’s got an interest-free time period. It has flexible cash-back rewards. There are spending limits for your employees. But you will need to have a credit score of 690 or better.

Get it here: https://creditcards.chase.com/credit-cards/small-business/ink-cash

Blue Business Plus from American Express

For an introductory 0% APR time period, we also go for the Blue Business ℠ Plus Credit Card from American Express. So it has an introductory 0% APR for 15 Months. Also, you can earn double points on regular company purchases up to an annual cap. But the regular APR is 12.24% – 20.24%. So this APR is variable.

Get it here: https://creditcard.americanexpress.com/blue/

All Business Credit Cards: Secure Cards for Fair Credit

For Fair Credit, we like the Capital One Spark Classic for Business. It has no yearly fee. There are cash-back rewards. But you will need to have a credit score of 690 or better.

But NOTE: the ongoing APR is 23.99% variable APR.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

All Business Credit Cards for Luxurious Travel Points

For Travel Points, we like the Gold Delta SkyMiles Business Credit Card from American Express. Get 30,000 bonus miles. But this is after you make $1,000 in purchases on your new card. And it is within your first three months. Terms and limitations apply.

In addition earn a $50 statement credit. But this is after you make a Delta purchase with your card. And it is in your first 3 months. Earn two miles per dollar spent on purchases made straight with Delta. Also, earn one mile per qualifying dollar spent on purchases.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/gold-delta-skymiles/44279

Business Platinum from American Express

Check out the Business Platinum Card from American Express. Travel benefits including access to these airport lounge networks:

  • Priority Pass Select
  • Delta SkyClubs
  • American Express Centurion Lounges

You also receive Gold Status when you enroll in the Starwood Preferred Guest program. There is also a $200 yearly air travel fee credit.

There is a $100 credit towards the Global Entry application fee, which includes access to TSA PreCheck program. And you also get one point per dollar spent on the majority of purchases.

Also, you get 1.5 times the points. But this is on charges of $5,000 or more. And it is on qualified purchases. But this is up to one million more points each year. Get five points per dollar. But this is for buying flights and prepaid hotels from the American Express Travel website.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-platinum/44279

Ink Business Preferred from Chase

Also, be sure to take a look at the Ink Business Preferred Card from Chase. Earn 80,000 bonus points. But this is after you spend $5,000 on purchases. And it is within your first three months from account opening.

Get three points per dollar. But this is on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, and cable and phone. It is also on advertising purchases made with social media sites and search engines. But this is for each account anniversary year.

Also, earn one point for each dollar on all other purchases. There is no restriction to the amount you can earn.

Get it here: https://creditcards.chase.com/credit-cards/small-business/ink-business-preferred

business credit cards for startups Credit Suite3 - Incredible! All Business Credit Cards are Not the Same

Learn more here and tell your friends what you think of the best company credit cards.

Reliable Low APR/Balance Transfers Business Credit Cards

For Low APR/Balance Transfers Company Credit Cards, we like the U.S. Bank Business Edge Platinum. So you start off with twelve months of 0% APR financing on new purchases and balance transfers. There is a 3% balance transfer fee.

Afterwards, the purchase APR is a variable 10.49% – 18.49%. And this is dependent on creditworthiness. There is no yearly fee. But this card is solely on offer to those with great or outstanding credit. But there is no rewards program for purchases.

Get it here: https://www.usbankedge.com/credit/business-edge-platinum.do

Blue Business Plus from American Express

Also, have a look at the Blue Business Plus Credit Card from American Express. It has a 15-month introductory 0% APR offer. There is no yearly fee.

Right now small businesses can earn double points. But this is on the initial $50,000 in purchases every year.

Get it here: https://creditcard.americanexpress.com/blue/

Credit Builder Company Credit Cards – Make Your Credit Surge!

Check out the Wells Fargo Business Secured Credit Card. It allows cardholders to secure a credit limit of $500 – $25,000. The amount available matches the amount of funding you offer to secure the line.

Your purchase APR rate can be as low as a variable 13.15%. And the yearly fee is $25. But the more cards you have, the more expensive your yearly fee will be.

This card lets business owners with poor personal credit to obtain a card to make purchases and develop business credit.

But the card will only report to the personal credit agencies if you default or are behind on payments.

Get it here: https://www.wellsfargo.com/biz/business-credit/credit-cards/secured-card/

business credit cards for startups Credit Suite3 - Incredible! All Business Credit Cards are Not the Same

Learn more here and tell your friends what you think of the best company credit cards.

All Business Credit Cards: Terrific Company Credit Cards for Cash Back

Take a look at the SimplyCash Plus Business Credit Card from American Express. So you can earn as much as $400 cash back. Earn a $200 statement credit. But this is after spending $5,000.

Also, get 5% cash back at US office supply stores and on wireless phone services. So these must be bought from US service providers. But this applies to the initial $50,000 of yearly spending.

You also get 3% cash back on spending category of your choice. So this is from eight distinct categories. They include air travel, gas, advertising and computer purchases. But it applies to the first $50,000 of yearly spending.

In addition you get 1% cash back on all other purchases.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/simply-cash-plus-business-credit-card/44279

Bank of America Business Advantage Cash Rewards MasterCard

Also, check out the Bank of America Business Advantage Cash Rewards MasterCard Credit Card.

With it, you can earn a $200 statement credit. But this is after $500 in purchases. And that is during 60 days of account opening.

You also get 3% cash back on purchases at gas stations and office supply stores. But this is as much as $250,000 per year.

Also, you get 2% cash back on purchases at eateries. And get 1% cash back on all purchases. Also, there is no annual fee. But it is available to applicants with outstanding credit.

But you can only redeem your cash back in $25 increments.

Get it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/cash-rewards-business-credit-card/

Spark Cash Select from Capital One

In addition, have a look at the Spark Cash Select from Capital One. So you get 1.5% cash back on all purchases. So this is without any restrictions.

New cardholders can also get a $200 cash bonus. But that is as soon as they spend $3,000 on new purchases. So this is within three months of account opening.

New customers also get introductory APR of 0% on purchases. But that is for nine months. Also, there is no yearly fee.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-cash-select/

business credit cards for startups Credit Suite3 - Incredible! All Business Credit Cards are Not the Same

Learn more here and tell your friends what you think of the best company credit cards.

Unbeatable Cards for Jackpot Rewards

Have a look at the Business Gold Rewards Card from American Express OPEN. So you can get 50,000 Membership Rewards points. But this is after $5,000 in purchases on the card within first three months.

Also, you get three points on your choice of five categories. In addition, get two times the points on the remaining categories.

Also, get one point per dollar on all other purchases. It has a $0 annual fee for the first year. But then your annual fee climbs to $175.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-gold-rewards

Business Platinum Card from American Express OPEN

Also, have a look at the Business Platinum ® Card from American Express OPEN. So you can earn as much as 75,000 Membership Rewards points at the time of account opening.

Also earn 50,000 Membership Rewards points. But this is subsequent to spending $10,000.

In addition, get 25,000 more points. But that is after spending an added $10,000 all on eligible purchases. But this is within the first three months.

Plus you can get five times the Membership Rewards points. So this is on airline flights and prepaid hotels on amextravel.com. But it has a $450 annual fee. Yikes!

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-platinum/44279

Your Best Business Credit Cards

Your optimal company credit cards hinge on your credit history and scores.

Only you can decide which rewards you want and need. So make sure to do your homework. What is excellent for you could be disastrous for someone else.

And, as always, make certain to build credit in the established order for the best, fastest benefits.

Discover this new way to get all company credit cards.

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