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Best Rewards Card for Business – Make Your Business Amazing!

Published By Janet Gershen-Siegel at February 3rd, 2019

Get the Best Rewards Card for Business and Put Money in Your Pocket – Awesome!

Are you looking for the best rewards card for business? The best rewards card for business can save you cash. And it can even put money in your pocket. And this is money you would otherwise be missing out on. We looked at a ton of corporate credit cards; here are our favorites.

Per the SBA, business credit card limits are 10 – 100 times that of personal cards! This means you can get a lot more cash with business credit. And this also means you can have personal charge cards at stores, and now have an additional card at the same stores for your business.

And you will not need to have collateral, cash flow, or financials to get company credit.

Best Rewards Card for Business Features

Features vary, so make sure to select the reward you prefer from this variety of options.

Best Rewards Card for Business – Jackpot!

Check out the Business Gold Rewards Card from American Express OPEN. So you can earn 50,000 Membership Rewards points. But this is after $5,000 in purchases on the card within first three months.

Also, you get three points on your choice of five categories. In addition, get two times the points on the remaining categories.

Also, get one point per dollar on all other purchases. It has a $0 yearly fee for the first year. But afterwards your annual fee goes up to $175.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-gold-rewards

Business Platinum Card from American Express OPEN

Also, take a look at the Business Platinum ® Card from American Express OPEN. So you can get as much as 75,000 Membership Rewards points upon account opening.

Also get 50,000 Membership Rewards points. But this is subsequent to spending $10,000.

In addition, get 25,000 more points. But that is after spending an added $10,000 all on eligible purchases. But this is within the first three months.

Additionally you can get five times the Membership Rewards points. So this is on flights and pre-paid hotels on amextravel.com. But it has a $450 annual fee. Yikes!

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-platinum/44279

Best Rewards Card for Business – Get Luxurious Travel Points

For Travel Points, we like the Gold Delta SkyMiles Business Credit Card from American Express. Get 30,000 bonus miles. But this is after you make $1,000 in purchases on your new card. And it is during your first three months. Terms and limitations apply.

In addition earn a $50 statement credit. But this is after you make a Delta purchase with your card. And it is in your first 3 months. Earn two miles per dollar spent on purchases made directly with Delta. Also, earn one mile per qualifying dollar spent on purchases.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/gold-delta-skymiles/44279

Business Platinum from American Express

Check out the Business Platinum Card from American Express. Travel benefits including access to these airport lounge networks:

  • Priority Pass Select
  • Delta SkyClubs
  • American Express Centurion Lounges

You also receive Gold Status when you sign up for the Starwood Preferred Guest program. There is also a $200 yearly air travel fee credit.

There is a $100 credit towards the Global Entry application fee, including access to TSA PreCheck program. And you also get one point for every dollar spent on the majority of purchases.

Also, you get 1.5 times the points. But this is on charges of $5,000 or more. And it is on eligible purchases. But this is up to one million additional points annually. Get five points per dollar. But this is for spending flights and prepaid hotels from the American Express Travel website.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-platinum/44279

Ink Business Preferred from Chase

Also, be sure to have a look at the Ink Business Preferred Card from Chase. Earn 80,000 bonus points. But this is after you spend $5,000 on purchases. And it is within the initial three months from account opening.

Get three points for each dollar. But this is on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, and cable and phone. It is also on advertising purchases made with social media sites and search engines. But this is for each account anniversary year.

Also, get one point per dollar on all other purchases. There is no cap to the amount you can earn.

Get it here: https://creditcards.chase.com/credit-cards/small-business/ink-business-preferred

More choices!

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Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Best Rewards Card for Business: Business Credit Cards with 0% APR — Pay Zero!

For a 0% APR period, we really like the Ink Business Cash ℠ Credit Card. Also, you pay no yearly cost. It’s got an interest-free period. It has versatile cash-back rewards. There are spending limits for your employees. But you will have to have a credit score of 690 or higher.

Get it here: https://creditcards.chase.com/credit-cards/small-business/ink-cash

Blue Business Plus from American Express

For an introductory 0% APR period, we also go for the Blue Business ℠ Plus Credit Card from American Express. So it has an introductory 0% APR for 15 Months. Also, you can earn twice the points on regular company expenses up to annual limit. But the standard APR is 12.24% – 20.24%. So this is variable.

Get it here: https://creditcard.americanexpress.com/blue/

Best Rewards Card for Business: Secure Credit cards for Fair Credit

For Fair Credit, we like the Capital One Spark Classic for Business. It has no annual fee. There are cash-back rewards. But you will have to have a credit score of 690 or higher.

But TAKE NOTE: the standard APR is 23.99% variable APR.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

Best Rewards Card for Business: Reliable Low APR/Balance Transfers Business Credit Cards

For Low APR/Balance Transfers Business Credit Cards, we like the U.S. Bank Business Edge Platinum. So you begin with twelve months of 0% APR financing on new purchases and balance transfers. There is a 3% balance transfer cost.

Afterwards, the purchase APR is a variable 10.49% – 18.49%. And this is dependent on creditworthiness. There is no annual fee. But this card is solely on offer to those with great or superb credit. But there is no rewards program for purchases.

Get it here: https://www.usbankedge.com/credit/business-edge-platinum.do

Blue Business Plus from American Express

Also, take a look at the Blue Business Plus Credit Card from American Express. It has a 15-month initial 0% APR offer. There is no annual fee.

Right now businesses can earn double points. But this is on the initial $50,000 in purchases annually.

Get it here: https://creditcard.americanexpress.com/blue/

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Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Best Rewards Card for Business: Credit Builder Company Credit Cards – Make Your Credit Surge!

Check out the Wells Fargo Business Secured Credit Card. It enables cardholders to get a credit limit of $500 – $25,000. The amount offered corresponds to the amount of funding you offer to secure the line.

Your purchase APR rate can be as low as a variable 13.15%. And the yearly fee is $25. But the more cards you have, the higher your annual fee is going to be.

This card lets small business owners with poor personal credit to obtain a card to make purchases and establish business credit.

But the card will only report to the personal credit bureaus if you default or are overdue on payments.

Get it here: https://www.wellsfargo.com/biz/business-credit/credit-cards/secured-card/

Best Rewards Card for Business: Terrific Cards for Cash Back

RewardsCreditCards 1 - Best Rewards Card for Business – Make Your Business Amazing!Check out the SimplyCash Plus Business Credit Card from American Express. So you can earn up to $400 cash back. Earn a $200 statement credit. But this is after spending $5,000.

Also, get 5% cash back at US office supply stores and on wireless phone services. So these must be bought from US service providers. But this applies to first $50,000 of yearly spending.

You also get 3% cash back on spending category of your choice. So this is from eight distinct categories. They include airfare, gas, advertising and computer purchases. But it applies to the first $50,000 of annual spending.

In addition you get 1% cash back on all other purchases.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/simply-cash-plus-business-credit-card/44279

Bank of America Business Advantage Cash Rewards MasterCard

Also, take a look at the Bank of America Business Advantage Cash Rewards MasterCard Credit Card.

With it, you can earn a $200 statement credit. But this is after $500 in purchases . And that is within 60 days of account opening.

You also get 3% cash back on purchases at gasoline stations and office supply stores. But this is up to $250,000 annually.

Also, you get 2% cash back on purchases at restaurants. And get 1% cash back on all purchases. Also, there is no annual fee. But it is on offer to applicants with exceptional credit.

But you can only redeem your cash back in $25 increments.

Get it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/cash-rewards-business-credit-card/

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Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Spark Cash Select from Capital One

Furthermore, consider the Spark Cash Select from Capital One. So you get 1.5% cash back on all purchases. So this is with no limits.

New cardholders can also get a $200 cash bonus. But that is as soon as they spend $3,000 on new purchases. So this is during the first three months of account opening.

New customers also get initial APR of 0% on purchases. But that is for nine months. Also, there is no yearly fee.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-cash-select/

The Best Rewards Card for Business for You

Your preferred rewards card for business is dependent on your credit history and scores.

Only you can determine which rewards you want and need. So be sure to do your homework.

And, as always, make certain to build credit in the recommended order for the highest, fastest benefits.

Share this and tell your friends what you think is the best rewards card for business.

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