Published By Janet Gershen-Siegel at October 3rd, 2018
Are you looking for the best small business credit card for airline miles? We did the research for you. So here are our favorites, for airline miles and so much more.
Per the SBA, small business credit card limits are a whopping 10 – 100 times that of personal cards!
This means you can get a lot more cash with small business credit. And this also means you can have personal charge cards at retail stores. So you would now have an alternate card at the same shops for your business.
And you won’t have to put up collateral, cash flow, or financial information to get corporate credit.
Features vary, so make sure to pick the reward you prefer from this range of alternatives.
For Travel Points, we like the Gold Delta SkyMiles Business Credit Card from American Express. Get 30,000 bonus miles. But this is after you make $1,000 in purchases on your new card. And it is during your very first three months. Terms and limitations apply.
Also earn a $50 statement credit. But this is after you make a Delta purchase with your card. And it is in your first three months. Earn two miles per dollar spent on purchases made directly with Delta. Also, earn one mile per eligible dollar spent on purchases.
Check out the Business Platinum Card from American Express. Travel benefits including access to these airport lounge networks:
You also get Gold Status when you register for the Starwood Preferred Guest program. There is also a $200 yearly air travel fee credit.
There is a $100 credit towards the Global Entry application fee, which includes access to TSA PreCheck program. And you also get one point for every dollar spent on the majority of purchases.
Also, you get 1.5 times the points. But this is on charges of $5,000 or more. And it is on eligible purchases. But this is up to one million more points yearly. Get five points per dollar. But this is for purchasing flights and prepaid hotels from the American Express Travel web site.
Also, make sure to have a look at the Ink Business Preferred Card from Chase. Earn 80,000 bonus points. But this is after you spend $5,000 on purchases. And it is in initial three months from account opening.
Get three points per dollar. But this is on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, and cable and phone. It is also on advertising purchases made with social media sites and search engines. But this is for each account anniversary year.
Also, get one point for each dollar on all of the other purchases. There is no limitation to the amount you can earn.
Have a look at the Business Gold Rewards Card from American Express OPEN. So you can earn 50,000 Membership Rewards points. But this is after $5,000 in purchases on the card during first three months.
Also, you get three points on your choice of five categories. In addition, get two times the points on the other categories.
Also, get one point per dollar on all other purchases. It has a $0 annual fee for the first year. But then afterwards your yearly fee rises to $175.
Also, take a look at the Business Platinum ® Card from American Express OPEN. So you can earn as much as 75,000 Membership Rewards points at the time of account opening.
Also earn 50,000 Membership Rewards points. But this is subsequent to spending $10,000.
In addition, get 25,000 more points. But that is after spending an added $10,000 all on qualified purchases. But this is within the initial three months.
Additionally you can get five times the Membership Rewards points. So this is on flights and prepaid hotels on amextravel.com. But it has a $450 yearly fee. Yikes!
For Low APR/Balance Transfers Business Credit Cards, we like the U.S. Bank Business Edge Platinum. So you begin with twelve months of 0% APR financing on new purchases and balance transfers. There is a 3% balance transfer cost.
Thereafter, the purchase APR is a variable 10.49% – 18.49%. And this depends upon creditworthiness. There is no annual fee. But this card is only on offer to people with great or exceptional credit. But there is no rewards program for purchases.
Also, investigate the Blue Business Plus Credit Card from American Express. It has a 15-month initial 0% APR offer. There is no annual fee.
Right now companies can get double points. But this is on the first $50,000 in purchases per year.
Check out the Wells Fargo Business Secured Credit Card. It enables cardholders to obtain a credit limit of $500 – $25,000. The amount offered is the same as the amount of funding you offer to secure the line.
Your purchase APR rate can be as low as a variable 13.15%. And the annual fee is $25. But the more cards you have, the higher your yearly fee is going to be.
This card lets business owners with bad personal credit to get a card to make purchases and develop business credit.
But the card will just report to the personal credit agencies if you default or are late on payments.
Take a look at the SimplyCash Plus Business Credit Card from American Express. So you can earn up to $400 cash back. Earn a $200 statement credit. But this is after spending $5,000.
Also, get 5% cash back at US office supply stores and on wireless phone services. So these must be bought from US service providers. But this applies to the initial $50,000 of annual spending.
You also get 3% cash back on the spending category of your choice. So this is from eight varying categories. They include airfare, gas, advertising and computer purchases. But it applies to the first $50,000 of annual spending.
Plus you get 1% cash back on all other purchases.
Also, take a look at the Bank of America Business Advantage Cash Rewards MasterCard Credit Card.
With it, you can earn a $200 statement credit. But this is after $500 in purchases. And that is within 60 days of account opening.
You also get 3% cash back on purchases at gasoline stations and office supply stores. But this is as much as $250,000 per year.
Also, you get 2% cash back on purchases at restaurants. And get 1% cash back on all purchases. Also, there is no annual fee. But it is on offer to applicants with outstanding credit.
But you can only redeem your cash back in $25 increments.
Furthermore, check out the Spark Cash Select from Capital One. So you get 1.5% cash back on all purchases. So this is with no limitations.
New cardholders can also get a $200 cash bonus. But that is once they spend $3,000 on new purchases. So this is within three months of account opening.
New customers also get initial APR of 0% on purchases. But that is for nine months. Also, there is no yearly fee.
For a 0% APR period, we like the Ink Business Cash ℠ Credit Card. Also, you pay no annual fee. It’s got an interest-free period. It has flexible cash-back rewards. There are spending limits for your employees. But you will need a credit score of 690 or better.
For an introductory 0% APR time period, we also go for the Blue Business ℠ Plus Credit Card from American Express. So it has an introductory 0% APR for 15 Months. Also, you can earn double points on day-to-day business purchases up to an annual limit.
But the regular APR is 12.24% – 20.24%. So this APR is variable.
For Fair Credit, we like the Capital One Spark Classic for Business. It has no yearly fee. There are cash-back rewards. But you will need to have a credit score of 690 or higher.
But BEAR IN MIND: the ongoing APR is 23.99% variable APR.
Your best company credit cards are dependent upon your credit history and scores.
Just you can choose which benefits you want and need. So be sure to do your due diligence.
And, as always, make certain to build credit in the recommended order for the optimum, fastest benefits.
Check out how this will help your company get business credit cards.